# humaninterest.com > AI-optimized mirror of humaninterest.com containing 50 pages totalling 39,193 words of clean markdown content, structured data, and semantic HTML. Original source: https://humaninterest.com/. Last updated: 2026-04-20T03:51:46.798Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Reinventing the 401(k)](/site-root.html): Human Interest makes it easy and affordable to help your employees save for retirement. (487 words) ## Articles & Blog Posts - [learn/articles/how-and-why-to-change-your-401k-setup-percentages/index.html](/learn/articles/how-and-why-to-change-your-401k-setup-percentages/index.html) (1 words) - [learn/articles/secure-act-2-understanding-proposed-legislation-securing-a-strong-retirement-act.html](/learn/articles/secure-act-2-understanding-proposed-legislation-securing-a-strong-retirement-act.html) (1 words) - [learn/articles/401k-catch-up-contributions-for-older-workers/index.html](/learn/articles/401k-catch-up-contributions-for-older-workers/index.html) (1 words) - [New York Secure Choice Savings: What SMBs should know](/learn/articles/new-york-ira-retirement-legislation-small-business-owners.html): New York small business owners: Here's what you need to know about the new retirement savings legislation and how it will affect your business. (1,307 words) - [learn/articles/minnesota-state-retirement-program/index.html](/learn/articles/minnesota-state-retirement-program/index.html) (1 words) - [learn/articles/401k-contribution-limits/index.html](/learn/articles/401k-contribution-limits/index.html) (1 words) - [401(k) tax credits: Employer tax advantages of a 401(k)](/learn/articles/401k-employer-tax-advantages/index.html): A 401(k) may significantly reduce an employer’s federal income tax thanks to available tax deductions and tax credits. In addition to employer matching contributions that may be eligible for tax deductions, small businesses may also benefit from tax credits that help cover the costs of starting up a 401(k) plan. (1,093 words) - [learn/articles/what-you-need-to-know-about-the-irs-annual-401k-audit-requirement.html](/learn/articles/what-you-need-to-know-about-the-irs-annual-401k-audit-requirement.html) (1 words) - [learn/articles/financial-advisor-best-practices/index.html](/learn/articles/financial-advisor-best-practices/index.html) (1 words) - [learn/articles/how-to-setup-a-403b/index.html](/learn/articles/how-to-setup-a-403b/index.html) (1 words) - [learn/articles/solo-401k-guide/index.html](/learn/articles/solo-401k-guide/index.html) (1 words) - [learn/articles/what-is-a-state-sponsored-retirement-plan/index.html](/learn/articles/what-is-a-state-sponsored-retirement-plan/index.html) (1 words) - [Solving the trillion-dollar retirement crisis: How Human Interest is helping close the retirement gap](/learn/articles/closing-the-trillion-dollar-retirement-gap/index.html): Human Interest was built to change the trajectory of the retirement crisis, starting with SMBs. By providing better access and encouraging increased participation in retirement plans, we believe that SMB employee retirement savings could be collectively increased by an estimated $31 trillion. (1,662 words) - [401(k) automatic rebalancing](/learn/articles/401k-automatic-rebalancing/index.html): Let’s review exactly what automatic rebalancing for 401(k)s can do for you, its advantages and disadvantages, and whether or not it's worth deciding to use. (1,581 words) - [learn/articles/401k-employer-benefits-advantages-of-401k/index.html](/learn/articles/401k-employer-benefits-advantages-of-401k/index.html) (1 words) - [disclosures/index.html](/disclosures/index.html) (1 words) - [applicant-privacy-notice/index.html](/applicant-privacy-notice/index.html) (1 words) - [The best financial planning software for advisors in 2026: A comprehensive guide](/learn/articles/financial-planning-software-for-advisors/index.html): This guide will help you navigate the evolving landscape of financial planning technology, allowing you to identify solutions that not only enhance productivity but also deepen client relationships and ultimately drive business growth in 2026 and beyond. (1,373 words) - [about-us2/index.html](/about-us2/index.html) (1 words) - [RetireReady NJ auto-IRA: What New Jersey SMBs and their employees need to know](/learn/articles/what-smbs-need-to-know-nj-secure-choice/index.html): New Jersey launched RetireReady NJ in July 2024. But is the auto-IRA your best choice? Learn how a 401(k) plan may outperform the state-provided option. (1,223 words) - [Retirement plans for people in all lines of work.](/about-us/index.html): Human Interest was founded to help address the #1 financial concern for Americans: not having enough money for retirement. (328 words) - [pressroom/articles/human-interest-hourly-workers/index.html](/pressroom/articles/human-interest-hourly-workers/index.html) (1 words) - [Contribution Limits for 403(b) Retirement Plans (2026 update)](/learn/articles/contribution-limits-for-403b-retirement-plans/index.html): 403(b) contribution limits are set by the Internal Revenue Service and factor in a combination of your elective salary deferral and your employer's match. (1,420 words) - [The benefits of automatic escalation in 401(k) plans (2026 updates)](/learn/articles/automatic-escalation-401k-plan/index.html): At Human Interest, we believe that plan design features like automatic escalation (auto-escalation) are among the most effective ways to encourage employees to save for retirement. Auto-escalation may encourage less financially proactive employees to save more for retirement. (1,072 words) - [Is Your Company’s 401(k) Too Expensive?](/learn/articles/companys-401k-expensive/index.html): Have you wondered about the 401(k) fees you're paying? Did you even know they were there? We break down some fees associated with 401(k)s. (1,569 words) - [The 5 best strategies to gain more clients as a financial advisor in 2026](/learn/articles/how-to-gain-more-clients-as-a-financial-advisor/index.html): null (1,223 words) - [QuickBooks Online 401(k) Payroll Integration](/payrolls/quickbooksonline/index.html): Together with QuickBooks Online, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses., Human Interest makes it easy to start a 401(k). We automate administration and help your employees plan for their futures with built-in investment advising. (1,531 words) - [Human Interest sets a new standard for customer experience in the retirement industry](/pressroom/articles/customer-experience-guarantee/index.html): San Francisco, CA – February 25, 2025 – Industry disruptor Human Interest, the award-winning innovator of automated 401(k) plans, is once again redefining the retirement industry by revolutionizing what it means to commit and care for customers. Today, Human Interest announces its Customer Experience Guarantee for ALL customers, big and small. Human Interest is making a bold commitment to participants and administrators through a transparent pledge to deliver outstanding, fast, reliable service with accountability. (1,206 words) - [iSolved 401(k) Payroll Integration](/payrolls/isolved/index.html): Together with isolved, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses. (876 words) - [The most influential financial planning trends for advisors in 2026](/learn/articles/financial-planning-trends-for-advisors/index.html): In this article, we break down six trends shaping financial advice right now: what’s changing, why it matters, and how you can adapt. (1,727 words) - [Human Interest Advisors Enhances Investment Lineup with Great Gray CITs Invested in BlackRock Index Strategies, Lowering Fees for Small Business Clients](/pressroom/articles/human-interest-advisors-enhances-investment-lineup-with-great-gray.html): New 3(38) investment lineup lowers average expense ratio by up to nearly 33%; HIA is one of the first in the industry to use Collective Investment Trusts for tens of thousands of businesses. (1,450 words) - [Human Interest Expands Industry-Leading Customer Experience Guarantee](/pressroom/articles/human-interest-expands-industry-leading-customer-experience-guarantee.html): Company achieves 99.999% reliability since guarantee launched earlier this year; challenges others to follow (1,672 words) - [Celebrating the Big Moments of Small Businesses](/pressroom/articles/smb-moments/index.html): It’s no secret: we admire the work of small business owners. Every day we are inspired by the persistence and brilliance of our customers, from consultants to contractors, restaurateurs to retailers. (971 words) - [Gusto 401(k) Payroll Integration](/payrolls/gusto/index.html): Together with Gusto, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses. (1,620 words) - [TriNet 401(k) Payroll Integration](/payrolls/zenefits/index.html): Together with TriNet, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses. (579 words) - [Human Interest Sets a New Industry Standard with Automated 401(k) Audits](/pressroom/articles/human-interest-new-industry-standard-automated-401k-audits.html): New “Audit Relief” feature ensures a hassle-free audit experience for mid-size businesses (1,269 words) - [ADP 401(k) Payroll Integration](/payrolls/adp/index.html): Together with ADP, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses. (578 words) - [Human Interest Unveils Third Generation of Human Interest Embedded Retirement, the Industry’s Leading White-Label 401(k) Platform](/pressroom/articles/human-interest-embedded-retirement/index.html): Human Interest, Retirement Industry DisruptorTM and the fastest growing 401(k) provider,1 today announced the third generation of its embedded retirement technology platform, Human Interest Embedded Retirement (“Embedded Retirement”) that allows payroll providers, financial institutions, accountants, and other financial services providers to embed retirement plans into their products.  (1,604 words) - [Goodbye 401(k) Transaction Fees](/pressroom/articles/zero-401k-transaction-fees/index.html): We’ll come right out and say it: The 401(k) industry is notorious for transaction fees. With us, you get zero 401(k) transaction fees. (648 words) - [Human Interest Earns J.D. Power Certification for Outstanding Customer Service Experience for Phone Support](/pressroom/articles/human-interest-jd-power-announcement/index.html): Human Interest, Retirement Industry DisruptorTM, announced today that the company has earned a J.D. Power certification for delivering outstanding customer service phone support to 401(k) customers1. Human Interest continues its leadership within the industry by earning this prestigious certification as the company scales past 40,000 businesses served across the U.S.  (2,129 words) - [Morgan Stanley Tactical Value to Invest Up to $50 Million in Human Interest](/pressroom/articles/morgan-stanley-tactical-value-invest-in-human-interest.html): Human Interest has announced an investment of up to $50 million by investment funds managed by Morgan Stanley Tactical Value. (1,234 words) - [Retirement Industry Disruptor™, Human Interest, Introduces PartnerConnect™, Redefining The 401(k) Experience For Financial Advisors](/pressroom/articles/retirement-industry-disruptor-human-interest-partnerconnect.html): San Francisco, CA – April 23, 2025—Today, Human Interest, a multi award-winning 401(k) provider, is once again pushing boundaries in the retirement industry by launching PartnerConnect™, an integrated platform that empowers financial advisors to seamlessly create, manage, and monitor their clients’ 401(k) plans and investments from a single dashboard. To build this intuitive digital platform, Human Interest invested over 50,000 hours in product and engineering over the last year in direct consultation with dozens of financial advisors. (1,160 words) - [Human Interest Will Match Any Competing Retirement Plan Price - Guaranteed](/pressroom/articles/human-interest-announces-price-match-guarantee/index.html): Human Interest, Retirement Industry Disruptor™ and the fastest growing 401(k) provider, has today announced the launch of its groundbreaking Price Match Guarantee—an industry-first commitment to match the total cost of any verified offer from a competing retirement plan provider. (1,523 words) - [Human Interest Is Now Available to Provide Technology-First 401(k) Solutions for UBS Financial Advisors](/pressroom/articles/human-interest-announces-401k-solutions-for-ubs-financial-advisors.html): null (1,449 words) - [Contact Us](/contact-us/index.html): You can reach us via Live Chat through our Support Center or by phone at 855-622-7824, Monday through Friday, 6 AM to 5 PM PT (9 AM to 8 PM ET). (138 words) - [Apex 401(k) Payroll Integration](/payrolls/apex/index.html): Together with Apex, we focus on providing affordable, customizable, automated retirement benefit plans for small and medium-sized businesses. (576 words) - [Work with us.](/careers/index.html): Human Interest makes it easy to start a 401(k). We automate administration and help your employees plan for their futures with built-in investment advising. (898 words) - [learn/articles/ultimate-client-acquisition-playbook-financial-advisors.html](/learn/articles/ultimate-client-acquisition-playbook-financial-advisors.html) (1 words) - [learn/articles/startup-equity-basics-ask-stock-accept/index.html](/learn/articles/startup-equity-basics-ask-stock-accept/index.html) (1 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/content/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/content/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/content/robots.txt): Crawler directives