QuickBooks Online 401(k) Payroll Integration

Power your 401(k) with QuickBooks Online.

We provide affordable, full-service, automated retirement benefit plans for QuickBooks Online users.

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G2’s “Highest Rated 401(k) Software” list ranking as of 2/19/26. Ratings are based on the product’s satisfaction score, which is calculated by a proprietary algorithm that factors in real-user satisfaction ratings from review data. Of the 23 listed 401(k) software products, six products qualified. Human Interest’s overall G2 score is 4.3 out of 5, as of 2/19/26. Ratings fluctuate in real-time. Solicited clients for reviews in exchange for de-minimis non-cash compensation. Solicitation and non-cash compensation make a customer more likely to portray Human Interest favorably. Testimonials may not be representative of the experience of others and past success does not guarantee future results. Previously, Human Interest offered gift cards as an incentive for customers to complete reviews. A higher value was offered for non-anonymous testimonials. Read our full disclosures here.

Estimate your 401(k) plan costs

Employers may be eligible to receive tax credits up to $16,500 for starting a new 401(k) plan with auto-enroll.¹

Plan Cost Calculator | Human Interest

Total number of eligible employees

Number of HCEs

Human Interest 401(k) plan type

Auto-enrollment

YesNo

$1,995.00

$2,244.00

Base Service Fee	$1,440.00	$2,160.00
Per Employee Fee	$56.00	$84.00
One-time Setup Fee	$499.00	$0.00

-$1,000.00

SECURE Act 2.0 Tax Credit for Retirement Plan	-$500.00	-$500.00
SECURE Act Tax Credit for Auto-enrollment	-$500.00	-$500.00

Estimated 401(k) Plan Cost

$995.00

$1,244.00

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Disclosures and Notes

The 401(k) Plan Cost Calculator above is not tax or legal advice and is intended to estimate the cost of a Human Interest Inc. (HII) 401(k) plan’s recordkeeping and custody-related expenses, taking into account the tax credits available through the SECURE Act 2.0.
Cost calculations above assume a constant employee size, including highly compensated employees (HCE) and non-highly compensated employees (NHCE), and that headcount doesn't exceed 100*, in order to maintain eligibility for SECURE Act 2.0 tax credits. Costs are calculated based on the number of months remaining this year. Costs for subsequent years are based on 12 months of service.
Costs above reflect the fee for recordkeeping services and custody-related expenses paid to Human Interest Inc. (HII) of 0.05%. This fee is deducted monthly from the employee's account. A one-time setup fee of $499 may apply and is charged to the plan. A separate investment advisory fee paid to Human Interest Advisors (HIA) of 0.01% is deducted monthly from the employee's account and is not factored into the plan cost calculator above.

*Employees are based on the number of employees who made at least $5,000 in the preceding year. Other investment expenses, such as underlying mutual fund fees, are not included in the calculator.

Human Interest Inc. is an affordable, full-service 401(k) and 403(b) provider that seeks to make it easy for small and medium-sized businesses to assist their employees with investing for retirement. For more information, please visit humaninterest.com. Investment Advisory services are provided through Human Interest Advisors LLC, a Registered Investment Adviser and subsidiary of Human Interest Inc. For more information on our investment advisory services, please visit Human Interest Advisors | Human Interest .

This content has been prepared for informational purposes only, and should not be construed as tax, legal, or individualized investment advice. Neither Human Interest Inc. nor Human Interest Advisors LLC provides tax or legal advice. Consult an appropriate professional regarding your situation. The views expressed are subject to change. In the event third-party data and/or statistics are used, they have been obtained from sources believed to be reliable; however, we cannot guarantee their accuracy or completeness. Investing involves risk, including risk of loss. Past performance does not guarantee future results.

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How our 401(k) payroll integration works

Our powerful "No-Touch" integration with QuickBooks Online takes the work off of you.

Accurate, fast, reliable data transfer.

Reduce manual work. Get time back.

Automatically process 401(k) contributions.

Offering a retirement benefit can be easy

Simplified retirement plan administration

Automate tasks such as deferral rate changes, employee census data updates, and contribution deductions.

Streamlined setup and onboarding

Our "No-Touch" integration with QuickBooks Online’s payroll software eliminates the manual work of setting up and managing your 401(k).

Increased plan flexibility to maximize your options

Get the right 401(k) for your business. We offer robust plan design options with no amendment fees.

Affordable, transparent pricing

Human Interest 401(k) and 403(b) plans come with transparent pricing—and zero transaction fees.*

Monthly pricing starting at only:

$80

base fee

+

$5

per eligible employee

Get Started

A one-time setup fee of $499 may apply. A monthly investment advisory fee is paid to Human Interest Advisors (HIA) of 0.01% of plan assets when HIA acts as a 3(38) fiduciary, or 0.018% when acting as a 3(21) fiduciary. A separate fee for recordkeeping services and custody-related expenses is paid to Human Interest Inc. (HII) of 0.05% of plan assets. Asset-based fees are deducted monthly from the employee's account according to the HII Terms of Service and HIA Terms of Service. All prices are exclusive of applicable taxes. If the plan sponsor elects to hire an external investment advisor, the plan sponsor will pay such advisor as agreed between the plan sponsor and advisor. For more information, please see our pricing page.

* Applies to all transaction types. For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.

QuickBooks Online payroll + Human Interest 401(k)

Get customized retirement plans starting at $80 + $5 per employee every month.

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QuickBooks payroll integration FAQs

How does Human Interest’s integration with QuickBooks Online’s payroll work?

Human Interest’s integration with QuickBooks Online offers a seamless, automatic payroll integration that simplifies 401(k) deferrals directly from employees' paychecks. This robust integration automatically populates employee data for quick onboarding, determines employee eligibility, ensures precise information transfer, and reduces administrative time at setup and beyond.

The Human Interest integration with QuickBooks Online continually updates contribution rates and employee information, keeping records current. Employers will spend less time on manual recordkeeping and more time on taking care of their employees.

Is the integration with QuickBooks Online easy to set up and maintain?

How much does the integration cost?

Will changing my payroll to or from QuickBooks Online affect my Human Interest 401(k) integration?

How will Human Interest’s integration with QuickBooks Online’s payroll impact my employees?

With the QuickBooks Online payroll integration, the retirement savings process becomes more straightforward for employees. It automates contributions, enabling painless paycheck deductions. Your employees can monitor their 401(k) balances, modify contribution rates, and adjust investment preferences at any time through their Human Interest account.

We also provide a suite of educational resources, including articles, webinars, and access to dedicated support specialists to assist employees on their retirement journey.