Reinventing the 401(k)
Reinventing
the 401(k).
Human Interest makes it easy and affordable to help your employees save for retirement.
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Raising the bar for our customers
An industry-leading commitment to outstanding customer service
Experience the Human Interest difference with:
Fast, reliable service with accountability for all plan administrators and participants
Compensation if our measurable service commitment standards aren’t achieved
Continued investment in customer service excellence
(K)ICKSTART EMPLOYEE SAVINGS
The first 401(k) with 3% cash back on contributions1
(k)ickstart® your employees’ retirement with:
3% cash back on employee contributions (min. $100, max. $250), a special perk for those making $60,000 or less per year
Financial education via (k)ickstart® classroom, a free 10-part course featuring bite-sized videos designed for first-time savers
Award-winning customer service, enrollment webinars in Spanish & English, and a mobile-optimized experience
RUN YOUR BUSINESS, WE'LL HANDLE YOUR 401(k)
Finally, end-to-end administration
Human Interest takes the hassle out of managing your company’s 401(k). We sync to your payroll, process contributions, and handle all of your compliance testing and IRS paperwork.
CLEAR, AFFORDABLE PRICING
A 401(k) may be more affordable than you think.
Through dozens of sneaky, shady fees, other 401(k) providers can take advantage of you and your employees.
We don’t.
With us, you get affordable plans, low-cost funds, and zero transaction fees.3
Making waves in the
retirement industry
Founded in 2015, Human Interest is a hyper-growth company on a mission to ensure that people in all lines of work have access to retirement benefits.
40,000+
businesses trust Human Interest to be their plan provider.4
1,000,000+
employees covered5
500+
payroll integrations make setup and admin easy.
BUILT FOR YOU
Flexible, customized retirement plans
We offer Traditional and Roth 401(k)s, 403(b)s, safe harbor plans, and profit-sharing plans — we’ll help you figure out what’s right for you. Employers can customize matching and vesting options at no additional cost.
MODERN RETIREMENT BENEFITS
Easy to use interface
Your dashboard gives you a 360-degree view of your company plan, including employee participation and contribution reports. Employees can start saving in a few easy steps with our seamless onboarding and built-in investment education.
Notes
1
3% cash back is available to eligible individuals making $60,000 or less in gross income and contributing at least 8% of every paycheck to an eligible Human Interest plan over a 12-month period. Must submit a claim form to claim the award. Minimum award is $100 and max is $250. Additional requirements apply. See terms and conditions. This program is administered and offered by Human Interest Inc. Its subsidiary and registered investment adviser, Human Interest Advisors will earn more in asset-based fees if a plan participant increases their contribution in connection with the program.
2
Kaiser Family Foundation’s 2019 Employer Health Benefits Survey. Kff.org. https://www.kff.org/report-section/ehbs-2019-section-6-worker-and-employer-contributions-for-premiums/
3
For non-rollover distributions, shipping and handling fees may apply to requests for check issuance and delivery.
4
40,000+ customers as of 10/1/2025
5
Includes all employees of Human Interest customers, regardless of participation in the employer sponsored plans, as of May 6, 2025